DWYANTI, D. The Importance of Financial Literacy in Financial Management in Micro, Small and Medium Enterprises (MSMEs). Journal of Applied Management and Business, [S. l.], v. 5, n. 1, p. 1–6, 2024. DOI: 10.37802/jamb.v5i1.661. Disponível em: https://e-journals.dinamika.ac.id/jamb/article/view/661. Acesso em: 9 dec. 2025.